Confidential · about two minutes
The 10-Point Agent Opportunity Review
- It takes about two minutes and there is no cost, no obligation and no fee for the review.
- Anil reads every submission personally and calls or writes back — you are not dropped into a mass email list.
- Nothing about your current agency is shared with anyone, and you decide what you tell us.
Not licensed yet? Your course drops from $299 to $30
Finish the review and the sponsored code appears right away. One per person, valid 60 days, and it is not conditional on contracting with anyone.
What gets reviewed
The ten points
01
Where your license stands and what you can be appointed for today
02
What your current contract level really pays you on the business you write
03
How many carriers and product categories you can actually offer
04
Whether the business you write is yours to keep, service and pass on
05
What lead, training and technology support you have access to
06
Whether you are set up as an employee or as an independent business owner
07
Whether a producer-only or agency-building path fits your goals
08
The hours you can realistically commit and what that supports
09
What licensing or state expansion steps would open more of the market to you
10
The specific next step for your situation — including if the answer is to stay put
What this review is not
Important: This site describes an independent contractor business opportunity in insurance and financial services. Commission levels, override percentages and any income figures shown are illustrations of the published contract structure, not a promise, guarantee or projection of what you will earn. Actual commissions vary by carrier, product, state, contract level and personal production, and most of what you earn depends on your own sales activity. Nothing here is an offer of employment, a salary, a securities offering or individualized financial, tax or legal advice. You must hold the applicable state license and carrier appointments before selling any insurance product.
- As with any business, your results may vary and will be based on your individual capacity, experience, expertise and level of desire. There are no guarantees concerning the level of success you may experience. Any figures or examples shown are illustrations and are not a representation that anyone will achieve the same or similar results.
- Agents are independent contractors, not employees. There is no salary, no W-2 and no guaranteed income; you are paid commissions on the business you personally write and overrides on the business your team writes.
- Commission and override percentages on this site reflect the published USA contract grid. Carrier and product grid factors vary (roughly 90% of chart on average), so real payouts differ from the illustration.
- Calculator results are arithmetic on the numbers you type in. They are illustrations, not projections, quotes or guarantees of income.
- No fee is charged for the Expert Financial Analysis, for using this site, or for being interviewed. Standard agency technology/platform fees and your own state licensing and exam costs are disclosed to you before you contract.
- Recruiting is optional. The personal producer track grows to the top personal contract level with no team and no recruiting requirement.
- You must be at least 18, complete your state's pre-licensing requirement where applicable, pass the state exam and clear a background check before you can be appointed and sell.