Next step
Book a call. Free Expert Financial Analysis.
Anil Aggarwal
Broker | Financial Professional
1 Austin Avenue, Iselin, NJ 08830
Not licensed? Your course drops from $299 to $30
Submit the form and the code appears immediately. One per person, valid 60 days, and it is not conditional on contracting with us.
Tell us where you are
Two minutes. The more you tell us, the more specific the conversation is — including which track (personal producer or team builder) actually fits your goals.
What happens next
No pressure, no fee, no pitch deck
01
Intro conversation
Kitchen table or Zoom. Fifteen to twenty minutes to understand the family, the income, the debts and what they want money to do.
02
Expert Financial Analysis (free)
A complimentary written analysis: protection gap, retirement income gap, tax exposure, debt payoff order and estate basics.
03
Solutions and recommendations
Independent options from 60+ carriers presented side by side, with the trade-offs explained in plain English.
04
Application submission
e-App, underwriting, and follow-through to placement. Your mentor sits in on your first several cases.
05
Annual review
Yearly review keeps the policy healthy, the coverage current and persistency high — which protects your renewals.
06
Referrals and repeat business
Served clients introduce family and coworkers. This is where a book of business compounds instead of resetting every month.
What this conversation is not
Important: This site describes an independent contractor business opportunity in insurance and financial services. Commission levels, override percentages and any income figures shown are illustrations of the published contract structure, not a promise, guarantee or projection of what you will earn. Actual commissions vary by carrier, product, state, contract level and personal production, and most of what you earn depends on your own sales activity. Nothing here is an offer of employment, a salary, a securities offering or individualized financial, tax or legal advice. You must hold the applicable state license and carrier appointments before selling any insurance product.
- Agents at Experior Financial Group are independent contractors, not employees. There is no salary, no W-2 and no guaranteed income; you are paid commissions on the business you personally write and overrides on the business your team writes.
- Commission and override percentages on this site reflect the published USA contract grid. Carrier and product grid factors vary (roughly 90% of chart on average), so real payouts differ from the illustration.
- Calculator results are arithmetic on the numbers you type in. They are illustrations, not projections, quotes or guarantees of income.
- No fee is charged for the Expert Financial Analysis, for using this site, or for being interviewed. Standard agency technology/platform fees and your own state licensing and exam costs are disclosed to you before you contract.
- Recruiting is optional. The personal producer track grows to the top personal contract level with no team and no recruiting requirement.
- You must be at least 18, complete your state's pre-licensing requirement where applicable, pass the state exam and clear a background check before you can be appointed and sell.